Underwriting Guidelines
Our current funding requirements for brokers and business owners. These guidelines help streamline submissions, improve approvals, and speed up funding timelines.
- Min Revenue
$60,000
Monthly average
- Time in Business
1+ Year
Minimum requirement
- Position Range
2nd – 8th
Flexible positioning
- Terms Available
Up to 28 Weeks
Or 140 days
- Basic Guidelines
Revenue Requirement
$50,000+ monthly
Time in Business
1+ year
Positions
2nd – 8th
Credit Notes
We fund past defaults & consider funding files that are currently paying legal.
Terms
Up to 130 days or 26 weeks
Payment Options
Daily and weekly
Rate Range / Factor
1.30 – 1.49
Discounts
Aggressive early payment discounts (especially contracting).
- Industry Eligibility
- Preferred Industries
- Contracting (Mechanical, Electrical, General, Roofing, Plumbing)
- Restaurants
- Private Health
- Gyms & Fitness
- Liquor Stores
- Landscaping & Snow Removal
- Retail Stores
- Dry Cleaning & Laundry Services
- Doctors, Grocery Stores, Pharmacies, Bars
- Restricted Industries
- Legal
- Accounting
- Trucking
- Factored Receipts
- Auto Sales & Repair
- Public Health & Non-Profits
- Nail Salons
- Religious Organizations
- Collection Agencies
Deal Structure Overview
Position Range
2nd – 8th
Term Length
Up to 130 days or 26 weeks
Payments
Daily or weekly options available
Rates
1.30 – 1.49
Early Pay Discounts
Available and strongly encouraged (especially contracting files)
Submission Info
We fund past defaults & consider funding files that are currently paying legal. Kindly send all submissions to:
- submissions@stellar-cap.com
- 7862397602