- Capital for the Next Frontier
Smart Capital.
Delivered Faster.
Fast, flexible funding for businesses that need speed, transparency, and real support without the bank delays.
- Funding Available
$20K – $1M
- Decision Time
2 Hours
- Funding Speed
2–24 Hours
- Payment Options
Daily / Weekly
Why Stellar Capital?
We combine institutional-grade underwriting with the speed of fintech.
Lending Solutions.
Working capital built around your business revenue not just your credit score.
Merchant Cash Advance
Access working capital based on your future sales. No fixed monthly payments, no collateral required, and approvals in as little as 4 hours.
- No fixed monthly payments
- No collateral required
ISO Partnerships
Join the industry's most transparent partner program. We offer high commission structures, a dedicated portal, and personalized underwriting.
- High commission structures
- Dedicated support porta
Built to Fund Businesses Faster
Our funding model is designed to move quickly and responsibly. We evaluate performance based on revenue and cash flow, then structure terms that help business owners access capital with clarity and confidence.
Underwriting Guidelines
Our current funding requirements for brokers and business owners. These guidelines help streamline submissions, improve approvals, and speed up funding timelines.
1
Basic Metrics
Min Monthly Revenue
$60,000
Time in Business
1+ Year
Position Range
2nd – 8th
Terms Available
Up to 140 Days
2
Preferred Industries
Contracting
Restaurants
Private Health
Gyms & Fitness
Retail Stores
Medical
Medical
3
Submission Info
We fund past defaults & consider funding files that are currently paying legal. Kindly send all submissions to:
- submissions@stellar-cap.com
- 7862397602
Scale your vision with smarter capital.
Join thousands of merchants who have accelerated their growth with Stellar Capital’s direct funding.
