Fast Capital to Fuel Your Growth

Empower your business with Merchant Cash Advances. No collateral required, 24-hour funding, and transparent terms designed for the modern entrepreneur.

Direct Funder Advantage

No Middlemen

Work directly with the source for faster processing and more competitive rates.

Higher Approvals

Our data-driven underwriting looks beyond just traditional credit scores.

Transparent Terms

Clear repayment structures with no hidden fees, origination surprises, or traps.

Dedicated Support

A personal account manager to guide you through every step of your journey.
How it works

The Funding Journey

Our clinical approach ensures you get funded in four simple, frictionless steps.

1. Application

Complete our simplified 5-minute online form with basic data.

2. Underwriting

Our team performs a rapid, data-driven review of your business.

3. Contracts

Review clear terms and sign digitally from any device, anywhere.

4. Funding

Capital is wired directly to your business account within 24 hours.

Intelligent Capital Designed for Business Owners

We don’t just provide funds; we provide a financial architecture that adapts to your revenue cycle.

Flexible Remittances

Payments adjust based on your daily sales volume, protecting your cash flow.

Scalable Limits

As your business grows, access larger capital amounts with preferential terms.

Automated Payments

Frictionless automated processing allows you to focus on running your business.

Stellar Capital is a direct funding source providing fast, flexible working capital to growing businesses nationwide. We combine institutional-grade underwriting with fintech speed to deliver transparent terms, rapid decisions, and funding in as little as 24 hours.

Submission Info

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